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How Did This Housing Crisis Happen

While there are many probable causes for the housing crisis, the most feasible are irresponsible lending, pay-option arms, sub-prime loans, credit mentality, and legal / political initiatives.

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How late is too late for a short sale?

The goal is to have a successful short sale and be through with the looming threat of foreclosure or unpaid debts. When you begin the process early, your lenders tend to be more receptive and your Realtor or neogiator has more time to strategize a smooth transaction.

What problems may occur with a short sale?

Problematic areas include but are not limited to: multiple lien complications, tax burdens, recourse, buyers walking away, or extensive wait time.

Why do banks allow short sales?

Banks lend money - they do not sell real estate. They do not want to acquire properties to turn around and sell. Also, due to this troubled economy, the government has more to say in the way banks conduct business.

How did this housing crisis happen?

While there are many probably causes for the housing crisis, the most feasible are irresponsible lending, pay-option arms, sub-prime loans, credit mentality, and legal / political initiatives.