SalfordOnline's Tom Rodgers talks to Graham Niven from Tandem Finance of Eccles. Graham offers advice to people from all walks of life who get into debt, and offers ways to solve their financial headaches. There's the couple who thought they had £80,000 of debt, until Graham added it all up and found £152,000 owing. And the vicar who refused bankruptcy to avoid bad publicity... If you've got debt problems you need to talk to someone who gives free, local, impartial advice call Graham Niven on 0161 211 3495.(more) Less