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<description>Weekly show from the UK&apos;s leading personal finance magazine.</description>
<itunes:summary>Weekly money saving tips from the UK&apos;s leading personal finance magazine.</itunes:summary>



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Group buying websites promise to save you money but do they really work or will you just end up spending more money on something you wouldn&apos;t have bought in the first place? Rebecca Rutt investigates.

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If you don&#8217;t want to pay tax on your savings or investments, you&#8217;ll want an ISA. But there are lots of different types so spend some time choosing the right one for you. Let Moneywise help with our Buyer&#8217;s Guide.

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  <blip:puredescription><![CDATA[You may know the difference between a fixed and tracker rate mortgage but do you know how offset deals work? The choice of mortgages can be bewildering, so let Moneywise help with our Buyer&#8217;s Guide.]]></blip:puredescription>
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You may know the difference between a fixed and tracker rate mortgage but do you know how offset deals work? The choice of mortgages can be bewildering, so let Moneywise help with our Buyer&#8217;s Guide.

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  <blip:puredescription><![CDATA[If you want to borrow some money for a new car or to do up your house a personal loan is often the answer. But do you know how to get the best deal? Let Moneywise help with our Buyer&#8217;s Guide.]]></blip:puredescription>
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<iframe src="http://blip.tv/play/gv0AgtidGQI.html?p=1" width="480" height="300" frameborder="0" allowfullscreen></iframe><embed type="application/x-shockwave-flash" src="http://a.blip.tv/api.swf#gv0AgtidGQI" style="display:none"></embed>
<br />

If you want to borrow some money for a new car or to do up your house a personal loan is often the answer. But do you know how to get the best deal? Let Moneywise help with our Buyer&#8217;s Guide.

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  <blip:puredescription><![CDATA[Thousands of people who want to boost their income in retirement have turned to equity release. But it&#8217;s not right for everyone and the products aren&#8217;t all the same. So let Moneywise help with our Buyer&#8217;s Guide.]]></blip:puredescription>
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<iframe src="http://blip.tv/play/gv0AgticawI.html?p=1" width="480" height="300" frameborder="0" allowfullscreen></iframe><embed type="application/x-shockwave-flash" src="http://a.blip.tv/api.swf#gv0AgticawI" style="display:none"></embed>
<br />

Thousands of people who want to boost their income in retirement have turned to equity release. But it&#8217;s not right for everyone and the products aren&#8217;t all the same. So let Moneywise help with our Buyer&#8217;s Guide.

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It&#8217;s estimated that five million households don&#8217;t have insurance but it could mean they&#8217;re seriously out of pocket if their home is burgled or floods. So if you&#8217;re perplexed about the cover you need, let Moneywise help with our Buyer&#8217;s Guide.

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  <category>The Mainstream Media</category>
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  <blip:puredescription><![CDATA[With savings rates being so low more people are thinking of investing in shares. That means putting money into a fund, but with thousands to choose from it&#8217;s worth doing some research before you invest. Let Moneywise help with our buyers guide.]]></blip:puredescription>
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<iframe src="http://blip.tv/play/gv0AgticFAI.html?p=1" width="480" height="300" frameborder="0" allowfullscreen></iframe><embed type="application/x-shockwave-flash" src="http://a.blip.tv/api.swf#gv0AgticFAI" style="display:none"></embed>
<br />

With savings rates being so low more people are thinking of investing in shares. That means putting money into a fund, but with thousands to choose from it&#8217;s worth doing some research before you invest. Let Moneywise help with our buyers guide.

]]></description>
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  <blip:puredescription><![CDATA[Life insurance often isn&#8217;t a top priority in stretched times, but dying without cover could leave you loved ones stranded. So how do you work out if you should buy life insurance? Let Moneywise help with our Buyer&#8217;s Guide.]]></blip:puredescription>
  <blip:license>No license (All rights reserved)</blip:license>
  <description><![CDATA[

<iframe src="http://blip.tv/play/gv0AgtibcQI.html?p=1" width="480" height="300" frameborder="0" allowfullscreen></iframe><embed type="application/x-shockwave-flash" src="http://a.blip.tv/api.swf#gv0AgtibcQI" style="display:none"></embed>
<br />

Life insurance often isn&#8217;t a top priority in stretched times, but dying without cover could leave you loved ones stranded. So how do you work out if you should buy life insurance? Let Moneywise help with our Buyer&#8217;s Guide.

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  <blip:puredescription><![CDATA[Choosing a savings account should be easy. You find the highest rate and deposit your cash. But the oodles of smallprint and constantly changing rates means finding a decent deal takes a bit of effort. Let Moneywise help with our Buyers guides.]]></blip:puredescription>
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<iframe src="http://blip.tv/play/gv0AgtibQgI.html?p=1" width="480" height="300" frameborder="0" allowfullscreen></iframe><embed type="application/x-shockwave-flash" src="http://a.blip.tv/api.swf#gv0AgtibQgI" style="display:none"></embed>
<br />

Choosing a savings account should be easy. You find the highest rate and deposit your cash. But the oodles of smallprint and constantly changing rates means finding a decent deal takes a bit of effort. Let Moneywise help with our Buyers guides.

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  <blip:license>No license (All rights reserved)</blip:license>
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<iframe src="http://blip.tv/play/gv0AgtibMAI.html?p=1" width="480" height="300" frameborder="0" allowfullscreen></iframe><embed type="application/x-shockwave-flash" src="http://a.blip.tv/api.swf#gv0AgtibMAI" style="display:none"></embed>
<br />

You&#8217;ve booked the holiday, got your sun tan lotion&#8230;but don&#8217;t forget your travel insurance. There are dozens of different policies on offer and choosing the right one can seem like a bit of a hassle. Let Moneywise help with our Buyer&#8217;s Guide.

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The cost of living is rapidly increasing but one way Rebecca Rutt has saved money is by switching to a budget supermarket.

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Junior ISAs are being introduced this autumn with the aim of encouraging families to start saving for their children from an early age, so how do they work and what are the rules?

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Gas and electricity prices seem to only be going in one direction: up. Why is this and what does the future hold for energy prices?

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<br />

How much it should cost to visit your NHS dentist and how much it costs you in reality could be two very different figures. Moneywise TV asks why this is the case?

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You can pick up travel insurance as well as your suncream and sunnies at the supermarket now - are we set for a high street banking revolution?

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  <blip:puredescription><![CDATA[If you&apos;ve missed out on getting Olympic tickets there are still some options. Rebecca Rutt discusses the flaws in the system and what options you now have.]]></blip:puredescription>
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<br />

If you&apos;ve missed out on getting Olympic tickets there are still some options. Rebecca Rutt discusses the flaws in the system and what options you now have.

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<iframe src="http://blip.tv/play/gv0AgsahPQI.html?p=1" width="480" height="300" frameborder="0" allowfullscreen></iframe><embed type="application/x-shockwave-flash" src="http://a.blip.tv/api.swf#gv0AgsahPQI" style="display:none"></embed>
<br />

Companies that use cold calling tactics are annoying and stressful but there are steps you can take to stop them. Rebecca Rutt looks into how you can escape from the cold callers and where you can go to complain about them.

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Paid for or premium accounts cost an averge &#163;14.05 a month but do you need to pay for your current account? Nathalie Bonney takes a closer look at banks&apos; latest moneyspinners.

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<br />

Providers are constantly cutting their rates in the personal loan market so are they now a better option than credit cards? Nathalie Bonney looks at both.

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  <blip:puredescription><![CDATA[Travel insurance is a holiday must-have, but after having a pricey pair of sunglasses stolen, Rachel Lacey wonders whether baggage cover is really worth it.]]></blip:puredescription>
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Travel insurance is a holiday must-have, but after having a pricey pair of sunglasses stolen, Rachel Lacey wonders whether baggage cover is really worth it.

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  <blip:puredescription><![CDATA[Government cuts are affecting everyone and Rebecca Rutt looks at why she thinks young people are being hit the hardest.]]></blip:puredescription>
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<br />

Government cuts are affecting everyone and Rebecca Rutt looks at why she thinks young people are being hit the hardest.

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  <blip:puredescription><![CDATA[If you think your travel insurance leaves you fully covered, you could be in for a nasty surprise when you make a claim. We reveal how travel insurance firms get out of paying up.]]></blip:puredescription>
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<br />

If you think your travel insurance leaves you fully covered, you could be in for a nasty surprise when you make a claim. We reveal how travel insurance firms get out of paying up.

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<br />

Letting agents are getting away with murder, Rebecca Rutt calls for more regulation.

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  <blip:puredescription><![CDATA[Worried about where to source a decent income from your investments? Here are a few suggestions from Money Observer editor Andrew Pitts.]]></blip:puredescription>
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Worried about where to source a decent income from your investments? Here are a few suggestions from Money Observer editor Andrew Pitts.

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<br />

Ruth Emery, deputy editor of Money Observer, discusses the key differences between cash and stocks and shares ISAs, and which type might be right for you

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We would all like to pay less tax if we could but tax is a fact of life. However, there&apos;s no need to pay more than is necessary. In this episode find out how to reduce your tax bill.

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<br />

Many companies slap on an extra charge just for &apos;processing&apos; our payments. But is this right questions Johanna Gornitzki.

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  <blip:puredescription><![CDATA[Experts predict interest rates will rise this year so is now the time to fix?]]></blip:puredescription>
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<br />

Experts predict interest rates will rise this year so is now the time to fix?

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  <blip:puredescription><![CDATA[Retailers offer great incentives to make you take out their store cards, but if you don&apos;t use them you could get stung, as Nathalie Bonney discovered.]]></blip:puredescription>
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<br />

Retailers offer great incentives to make you take out their store cards, but if you don&apos;t use them you could get stung, as Nathalie Bonney discovered.

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  <blip:puredescription><![CDATA[Premium bonds are one of the most popular saving products in the UK. However, Christine toner questions how good they really are.]]></blip:puredescription>
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<br />

Premium bonds are one of the most popular saving products in the UK. However, Christine toner questions how good they really are.

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  <blip:puredescription><![CDATA[Broadband providers suck us in with the promise of super fast speeds but what we actually recieve is often much slower. Follow our Moneywise TV tips to improve your broadband speed.]]></blip:puredescription>
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<br />

Broadband providers suck us in with the promise of super fast speeds but what we actually recieve is often much slower. Follow our Moneywise TV tips to improve your broadband speed.

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  <blip:puredescription><![CDATA[You understand the theory behind investing and why it makes sense but the thought of becoming an investor yourself is hard to imagine. This episode of Moneywise TV provides some pointers on how to get started.]]></blip:puredescription>
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<br />

You understand the theory behind investing and why it makes sense but the thought of becoming an investor yourself is hard to imagine. This episode of Moneywise TV provides some pointers on how to get started.

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<br />

It&apos;s that time of the year again when we all vow to be healthier, manage our time better and perhaps be more careful with our money. In this episode of Moneywise TV find out how to get a savings habit that works for you.

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Deciding to get divorced is a difficult and emotional decision. Moneywise TV guides you through the process of dividing your assets.

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<br />

Redundancy is never good news but it doesn&apos;t have to result in financial ruin. Moneywise TV shows you how to negotiate a better deal from your employer.

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  <blip:puredescription><![CDATA[Sharing a home for the first time should be fun but joining finances can be fraught with friction, Moneywise TV shares tips on how not to let money come between you.]]></blip:puredescription>
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Sharing a home for the first time should be fun but joining finances can be fraught with friction, Moneywise TV shares tips on how not to let money come between you.

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  <blip:puredescription><![CDATA[Tightened household budgets mean many of us are eating out less often but there are lots of ways to eat at your favourite restaurants without spending a fortune.]]></blip:puredescription>
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<br />

Tightened household budgets mean many of us are eating out less often but there are lots of ways to eat at your favourite restaurants without spending a fortune.

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If you&apos;re worried about your debts racking up, find out how you can clean the slate with Moneywise TV.

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  <blip:puredescription><![CDATA[With the coalition government plugging the austerity Britain tag, it&apos;s reassuring to know that there are plenty of simple but small measures we can take to reduce our weekly outgoings. Nathalie Bonney takes you through ways to halve your outgoings.]]></blip:puredescription>
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<br />

With the coalition government plugging the austerity Britain tag, it&apos;s reassuring to know that there are plenty of simple but small measures we can take to reduce our weekly outgoings. Nathalie Bonney takes you through ways to halve your outgoings.

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  <blip:puredescription><![CDATA[There&apos;s more to being a buy-to-let supremo than renting out property. In the second of our two-part series on landlords&apos; and tenants&apos; rights Moneywise convers all the bases for landlords.]]></blip:puredescription>
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There&apos;s more to being a buy-to-let supremo than renting out property. In the second of our two-part series on landlords&apos; and tenants&apos; rights Moneywise convers all the bases for landlords.

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It&apos;s not just the gullible falling for scams. They&apos;re slicker and more convincing than ever. We show you how to avoid the most common of scams.

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With myriad mobile phone contracts to choose from it&apos;s not surprising we&apos;re all confused. Moneywise TV shows you how to find the best one.

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  <blip:puredescription><![CDATA[Going to the dentist can be painful in more ways than one, with resulting bills proving a tough pill to swallow. But don&apos;t let this stop you looking after your gnashers, Moneywise TV shows you how to keep costs down.]]></blip:puredescription>
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<br />

Going to the dentist can be painful in more ways than one, with resulting bills proving a tough pill to swallow. But don&apos;t let this stop you looking after your gnashers, Moneywise TV shows you how to keep costs down.

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Credit cards often have a bad reputation because people associate them with racking up a lot of debt. But if you use them properly they can work to your advantage. Moneywise TV shows you how.

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There are a variety of ways to change your holiday money. Moneywise. TV gives you the lowdown on the different options and on how to keep costs down whichever method you choose.

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Blagging a free upgrade is every traveler&#8217;s dream, but it&#8217;s not easy to get one. Moneywise TV reveals the tricks to pull to increase your chances.

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Had a bad meal at a restaurant? Our legal expert Paul Gilbert reveals your rights when dining out.

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Around &#163;16 billion of means-tested benefits and tax credits go unclaimed every year. Moneywise TV explains how to ensure you don&apos;t miss out on cash that is rightfully yours.

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The credit crunch means many people&apos;s pensions have taken a hit. But, as Moneywise TV explains, it is possible to boost your retirement income by as much as 30%

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EBay is a great place to get rid of junk and make some extra cash. It can be great fun too. Moneywise TV offers some tips on becoming a successful first-time seller

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A cash ISA should be the first home for your money. Nathalie Bonney offers some tips on finding the best rates and explains what to do with your ISA savings from previous tax years.

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If you want your money to work harder and beat inflation, then a stocks and shares ISA could be for you. Nathalie Bonney explains how to build the right portfolio for your needs.

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If you buy an item that later breaks, it can be hard to know when to chase the manufacturer for a refund and when to pursue the retailer. Rebecca Atkinson looks at your rights in this episode of Moneywise TV.

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Flying with low-cost airlines isn&apos;t always cheaper - something Moneywise TV&apos;s Johanna Gornitzki knows all too well. She explains why she&apos;ll never fly with budget airlines again.

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The number of car insurance claims is rising but there is a process you need to follow if you want yours to pay out. Moneywise TV explains what you can do to ensure a successful claim - and how to appeal if it&apos;s rejected.

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Forget the sales &#173; discount vouchers can help you save money all year round. Moneywise TV&apos;s looks at the art of finding and using vouchers.

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Getting a new kitchen, or updating the decor in your living room doesn&apos;t have to be a DIY-disaster or cost a small fortune. Follow Moneywise TV&apos;s tips on how to give your home a mini-makeover.

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If you&apos;ve ever been left seething after experiencing bad customer service, then it&apos;s time to get your own back. Rachel Lacey explains how the Moneywise Customer Service Awards aim to celebrate the best financial firms - and root out the worst.

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Keeping the kids entertained during the school holidays can be expensive, not to mention stressful. Moneywise TV shares some money-saving ways you can keep the whole family entertained whether you&apos;re staying at home or out and about.

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As many as 60% of people die without a will in place, causing untold stress for their loved ones. Follow Moneywise TV&#8217;s step-by-step guide to writing a will, from working out your assets to ensuring any changes are honoured.

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Finding the right home for your savings involves more than just looking at interest rates. Rebecca Atkinson explains the process she went through to find a great fixed-rate account for her cash.

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When you&apos;re knee-deep in nappies, choosing a child trust fund for your bungle of joy is the last thing on your mind. Moneywise TV&apos;s Rachel Lacey explains what your options are - and shares her own experience.

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