Hopefully this video will clarify the issue for the terminally-insecure, who think that salvation by belief only (John 3:16) just gives you a license to sin. Paul spent the better part of Galatians correcting that notion for the terminally-insecure legalists -- and also, those who did use their salvation as a license to sin. Galatians 3:25 -- sin HAS consequences post-salvation -- YOU DO NOT GROW UP. So you're saved, alright -- but as WHAT? In this video, I borrow from a famous explanation of my pastor, called "X+Y+Z" in his 1977 Romans (verse-by-verse exegesis) series (which you can order from www.rbthieme.org ). I modified his explanation slightly by assigning Bible names to X, Y, Z as a mnemonic. See if the video helps you begin to understand that there is MUCH TO LOSE post-salvation -- and you don't want to sin. But you will, so that's why you need 1Jn1:9. See my "Spiritual Maturation" videos (over 30 of them) to peruse the process of spiritual maturation. YOU CAN CHART YOUR OWN GROWTH. The videos essentially explain a six-page chart of that process which I developed to better understand my pastor's 12 whopping years of almost-daily Bible classes on the topic. It's a pan-denominational process, so it doesn't matter what denomination you call yourself, the process is the same.You can download that Word doc from the first Spiritual Maturation video, here: http://www.youtube.com/watch?v=Ibi66ksWPUQ